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There are budget templates available for a variety of uses, covering budgets for your household, wedding, business, events, and college. A family budgeting template can track monthly income, expenses, and cash flow and present the information visually. Alternatively, you can use a household budget template in Excel. This template for a budget indicates estimated versus actual costs for individual items and automatically calculates the difference. Event budgeting templates itemize expenses, including costs for the venue, refreshments, entertainment and more, so you know where each penny goes. For general use, try a wheel budget template.

One of the more visual budgeting templates, the budget wheel is a fun way to see where your money goes. Every Excel budget template incorporates spreadsheet functionality, graphs, and customizable styles. Download a free budget template so you’ll always know your current financial standing. On this Wikipedia the language links are at the top of the page across from the article title.

Please help improve it or discuss these issues on the talk page. This article needs additional citations for verification. Please help improve this article by adding citations to reliable sources. This article’s tone or style may not reflect the encyclopedic tone used on Wikipedia. See Wikipedia’s guide to writing better articles for suggestions. This article may be expanded with text translated from the corresponding article in Spanish. Do not translate text that appears unreliable or low-quality.

If possible, verify the text with references provided in the foreign-language article. You must provide copyright attribution in the edit summary accompanying your translation by providing an interlanguage link to the source of your translation. A budget is a calculation play, usually but not always financial, for a defined period, often one year or a month. A budget expresses intended expenditures along with proposals for how to meet them with resources. A budget may express a surplus, providing resources for use at a future time, or a deficit in which expenditures exceed income or other resources.

There are three types of government budget: the operating or current budget, the capital or investment budget, and the cash or cash flow budget. The federal budget is prepared by the Office of Management and Budget, and submitted to Congress for consideration. Invariably, Congress makes many and substantial changes. Nearly all American states are required to have balanced budgets, but the federal government is allowed to run deficits. The budget is prepared by the Budget Division Department of Economic Affairs of the Ministry of Finance annually. The Finance Minister is the head of the budget making committee. The present Indian Finance minister is Nirmala Sitharaman.

The first budget of India was submitted on 18 February 1860 by James Wilson. P C Mahalanobis is known as the father of Indian budget. President may opt to veto the GAB and have it returned to the legislative branch or leave the bill unsigned for 30 days and lapse into law. There are two types of budget bill veto: the line-item veto and the veto of the whole budget. A personal budget or home budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. Re the latter: if the actual figures delivered come close to those budgeted, this suggests that managers understand their business and have been successful in “delivering”. Professionals employed in this role are often designated “Budget Analyst”, a specialized financial analyst role.